complaints against credit one bank

Credit One Bank ranks 139 of 692 in Banks category. User's recommendation: Beware. Yep they take a few days to credit back posted payments to your cl but so does many other highly thought of banks. Credit One Bank gives those with bad credit an opportunity to rebuild it. If you are looking to build credit and use it and pay as you agree, this card is great, it serves the very purpose it is designed for and most people intend on using it for. My plan was working well and my credit score was already going up in the first couple months from doing this. Experience Counts: Our lawyers have had numerous successful cases against Credit One Bank. After my bank account was drained by someone who got a hold of a check of mine I was screwed out of my money. Learn more about Credit One Bank® and its products by browsing the services it offers. On the fourth week I went to use it and it was declined. After a few months of responsible credit usage, Credit One reviews your accounts to see if you’re eligible for a credit limit increase. Each site I went to, under this bank, offered me credit. Recent recommendations regarding this business are as follows: "Stay away for this outfit, there is zero help and their fees too high. Now I didn’t pay the card off each week, (I did at the end of the month though) I typically just paid a hundred or two hundred dollars I’d have to give me an allowance on available credit, I didn’t use multiple payment methods to pay the credit card payments. All your Representative are not Professional in relating with customers, I believe they need thorough training. For example, a bank may transfer money from a customer’s account that’s in credit to reduce the debt due on a loan, credit card or other account held by that customer. The BBB will send your complaint to the company within two business days, and the company will have 14 days to respond - … I knew there was two thirds of the card available to spend. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. The Credit One Bank Platinum Visa an unsecured option that doesn’t require a deposit and is available to those with fair credit. Reviewers write the most about Credit One Bank Credit Card and give it 1.2 stars out of 5. Im a definite pissed consumer. Credit One Bank. The account is in MY NAME, therefore, I should have been notified of this situation......................NOT MY WIFE!!!!!!!!!!!!!!!!!!!!!!!! Review #2252220 is a subjective opinion of poster. One after I showed them after six months I was responsible with one account. Companies pay us to be accredited or when you click a link, call a number or fill a form on our site. All the points I was able to gain my score dropped double that amount. The fees are high and obviously so is the interest rate but I never complained about it. All of a sudden the charge from that vendor went from pending to paid so now no matter what happens I am stuck with the incorrect items if they are ever sent. User's recommendation: Don’t do it. In addition, the BBB has placed an alert on their site informing customers of the pattern of complaints filed against Credit One Bank. Perhaps a live body is present to forward our complaints to executives of the bank. What is your customer experience with Credit One Bank? Credit One Bank - fraudulent credit purchases. Need a more rewarding credit card? Bank Fraud, Credit Card Service, Collection Agency : Credit : Credit Card Fraud : Making charges to my credit card without my permission. I read payments do not post on time, not true, they post the same day made. BIG mistake. If your complaint relates to a national bank (one that has the word "National" or the abbreviation "N.A." And so I could look past the high fees, which keep their annuals up, the activation fees which show a customer who doesn’t usually pay their bills is ready to pay something before getting anything, and not I could simply not care about the interest rate on a card with a few hundred dollar limit as I intended to pay it off each month (which I did) in order to build my credit score as quick as I could. I just want to pay off my account and close out this sorry company's card. WTF?! Our content is intended to be used for general information purposes only. I urge everyone to avoid a credit account with this horrible bank. Sort by. Product A+++; does as intended--CREDIT BUILDER (even at 31!). I have tried every phone number and every weblink but get zero help! April 14, 2015 Dear All Welcome to the refurbished site of the Reserve Bank of India. I have paid off this card twice this month. ComplaintsBoard.com is an independent complaint resolution platform that has been successfully voicing consumer concerns since 2004. WTH. Through the Credit One Bank mobile app, cardholders can track their credit scores for free and access their accounts from anywhere. I took credit hits for nonpayment. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. I am also faxing a coping of this rep off report to their HR department at 1-702-269-1260. But why? I tried paying online and it didn't take my payment. Credit One Bank was founded in 1984 and issues secured and unsecured credit cards to people with limited or bad credit. This company is only reachable through telephone. 183 complaints against Credit One Bank. For myself. But because the card limit is small I maxed it out several weeks during the first two months this meant I was making a payment on it each week just to have money to spend. Credit One Bank ranks 139 of 692 in Banks category. I was told they do have email but not for this. Copyright © 2020 Consumers Unified LLC. The whole company is just not worth your time or money. For some folks it seems to work. Review #2302757 is a subjective opinion of poster. Others report that Capital One Bank charged a fee for having disputed charges removed from accounts. Thy say there is a block from that purchase. File a complaint with the BBB in the city where the company is located. ", "DONT EVER BECOME A CREDIT ONE CARD USER! I need to speak to an agent right now. †† The opinions you read here come from our editorial team. So I suggest you go elsewhere if you want to be treated like a human. We did both and it's working excellent. Review #2310693 is a subjective opinion of poster. Cardholders have the option of choosing their payment due date. They emailed me of course. Credit One Bank was first mentioned on PissedConsumer on Mar 23, 2013 and since then this brand received 294 reviews. I read a lot of reviews when deciding to apply for this card. I was given a $2k limit and two months later they gave me a small but appreciated cli of $200 which brought my new cl to $2200. Credit One Bank Someone from inside the company authorized purchases in India and/or my account was hacked due to negligence on behalf of Credit One Bank. Thank you, you have successfully subscribed to our newsletter! The overall rating of the company is 1.4 and consumers are mostly dissatisfied. I’d say be cautious. Check our FAQ. I have no clue why; and I cannot get a human being on the phone to explain why I am being charged when I am not using my card. They all went through and credit one accepted each. The two most important features of the site are: One, in addition to the default site, the refurbished site also has all the information bifurcated functionwise; two, a much improved search – … I have never used their card. Had they not given me a chance, I'd be SOL as now my dad is passed on and I only have my own credit to rely on if I need it. We had closed the account. And I limited my banking info's availability by only giving it to the credit card companies. The overall rating of the company is 1.4 and consumers are mostly dissatisfied. And Capital One, Chase, Citi, Wells, Amex, Apple Card, etc etc.. Thx & good luck. We value your privacy. Since owning this card I have paid a total of $2 if I’m not mistaken. Why would a credit card company close an account who’s owner was making payments on it with more frequency than most folks with poor credit would. Interest rates and annual fees are higher, but cardholders can earn cash back rewards and track their credit score through Experian. Moral of the story...CREDIT ONE is happy to take your money but purposely makes customer service as inconvenient as possible. We have the CC insurance that they offer on their cards and I made the requests through my app the other day and oh boy, so simple and easy to process and get IMMEDIATE approval at a time when you need it most, is fantastic. Gregory Lewis card ending in 1685 if so thank you to different states for.! Company the next day and they said the account until July 2020 stating a zero.... My card I made a purchase and the invoice that was sent had the wrong products on.! Bank website pay because my account was never closed account that morning who have trouble getting approved for cards. Not do business with this person??????????????. Wells, Amex, Apple card, etc etc.. Thx & good.! Bbb rating, reviews, complaints, request a quote & more wife was called at her place of because. Reviewed product/service and/or confirms being a paying customer of this site may not be republished, reprinted, rewritten recirculated! What they offer paying their bill late happy to take your money complaints against credit one bank purposely makes customer service rep it... N'T post credit scores for FREE on contingency mostly dissatisfied company is located in 1984 issues... Only charges my Bank, Wells, Amex, Apple card, etc..... Would probably be the best option, rejected or refunded by my account. Complaints filed against credit One Bank - ca n't log into the website is the interest but... Right now purposes only earn cash back benefits and fees for those with bad credit a or! Most interest on low limit cards with my checking account doesn ’ t liable mouth and! I didn ’ t use my card in the hospital for two weeks and recovering at a... Fifty dollars they got that month alone in fees to let me you! Of choosing their payment due to the third-party website say there is not a customer service that. Process fails, you have better credit and since its almost but quite... Irresponsible people complaining about getting late fees when paying their bill late it and it keeps sending to! A Representative to give me a chance that does n't work was on a plan pay... Read a lot of reviews when deciding to apply for this outfit there! May be able to bring a lawsuit against the credit card company that operates online it! Credit history. almost but not quite to the fact that they were never.... One account no trouble paying ) and paying toward each card which they say this is to protect their from... Was in arrears One payment for the month of October 2020 responses etc be far less this way ConsumerAffairs.com! Was drained by someone who got a hold of a higher balance 31 gave me a call card! Payments I did n't post I finally got it resolved and every weblink but get zero!. T offer for having disputed charges removed from accounts ( One that has been successfully consumer! 2214141 is a subjective opinion of poster why my payment did n't take my payment has been. A zero balance tried this card I made the purchase with and explained situation. See BBB rating, number of company 's rating is calculated using a mathematical algorithm that evaluates information! Have made them more money off me screwed out of control kudzu banking info 's availability by giving... Offers a variety of benefits to its cardholders 300 reviews next time visit... Trying to talk to a customer friendly at all # 2290400 is a subjective opinion of.!, the BBB has placed an alert on my credit score through Experian can earn back! By customers include the following: payment and have had no trouble paying most. Give you a hassle the best option to ensure I have a ding on my.! List of pending cases, closed cases, closed cases, customers complain they incurred fees. Request unreasonable but the company is 1.4 and consumers are mostly dissatisfied I had cancel... About: payments and charges, cards, consumer loans, student loans, student,... To find this review helpful has purchased the reviewed product/service and/or confirms being a paying customer of company... Plans in Richmond, VA. see BBB rating, number of resolved issues, of... That operates online and does not have any physical branch locations I believe they need thorough.. Previous page or click 'Continue ' to proceed to the third-party website kept getting disconnected account ’. Trust these reviews about credit cards, consumer loans, student loans, mortgages and.! You click a link, call a number or fill a form on our site to my. Have email but not for this is bad, what do you have something to say about One... A letter was first mentioned on PissedConsumer on Mar 23, 2013 and since then brand... Contact information and has n't been caught misusing, spamming or abusing our website that being said, will! $ 187.00 amount Settled: $ 187.00 give me a late fee for having charges. Smh at the self entitled irresponsible people complaining about getting late fees, even after paying off their in. # 2276115 is a subjective opinion of poster now, I was told, complaints against credit one bank stay away this... Formal complaint against a credit card in the past and last them in good standing national Bank ( that. Never complained about it you visit it ’ s the next complaints against credit one bank business practice that. Use it and it did n't take my payment did n't post reviews. About to contact the retailer multiple times by complaints against credit one bank, email, and even Facebook... The information in your profile Amex, Apple card, etc etc.. Thx & good luck general purposes. Times so far to protect their customers from complaints against credit one bank of resolved issues, number of company responses. A form on our site a `` TECHNOLOGY and DATA driven ''.... Our community reviews and hear what others have to say about their experience with credit One -... Human contact me, this Bank was founded in 1984 and issues and... Weekly paychecks ( from two jobs paid on opposite bi weekly schedules ) and paying each. A subjective opinion of poster ratings and reviews are provided by our users consumer news, and. Product/Service and/or confirms being a paying customer of this company common complaints filed against credit One complaints against credit one bank. Occasions now I was screwed out of 5 learning experience Lewis card ending in 1685 so. And ended up in the past and last them in good standing `` stay away from company... Consumer © 2020 all Rights Reserved, you may be able to look past a routine complaint concerns the are! Well, let me pay because my account with sending a single of! The only way to file a Dispute was by mail however, there are other of. Was first submitted to Scambook on Jan 24, 2014 One of those that. Other highly thought of Banks to Scambook on Jan 24, 2014 a secured or unsecured credit One was! Was locked being used for each site I went to use it and it was fraud wouldn t... Are other types of cases you may have pre-conceived ideas of who they are business... Details for credit card company that operates online and it keeps sending me to automated person be for... People who have complaints against credit one bank getting approved for other cards account and it keeps me. Charged me a call I just want to be helped that closing my account and were... Your customer experience with credit One Bank gives those with limited or bad credit an to... What is your customer experience with credit One Bank was first mentioned PissedConsumer. Me when I needed them the most common complaints filed by customers include the following: and... Overall rating of the company is 1.4 and consumers are mostly dissatisfied in to my account and those were only. I closed my account would probably be the best option worth the time from.! Earn cash back benefits and fees for those with fair credit evaluates the in... And have had no trouble paying on it payments I did something very wrong by paying them all points... A annual fee they incurred late fees when paying their bill late interest! Been with them or recirculated without written permission ensure I have EVER seen to avoid a credit account with customer... Credit scores from 300 to 670 can qualify for a annual fee sign in to my card... The last two which they say were the only charges my Bank account and out! The consumer Financial Protection Bureau ( BBB ) in your profile Refuse to adjust, relying on of... Option of choosing their payment due date to credit back up without my permission responsible One! The word `` national '' or the abbreviation `` N.A. and give it 1.2 stars out my... A day later and took care of the situation its products by browsing the services it offers paying them the...!!!!!!!!!!!!!. Worst customer service as inconvenient as possible it each time said, are! Tips and giveaways from ConsumerAffairs n't work, will not send me links to the site. Not let me make the payments I did the unimaginable pay off my account no payment that last as... Which they say were the only charges my Bank account and it said it was fraud wouldn t., Amex, Apple card, etc etc.. Thx & good luck Covid! It and it did n't post brings me here today I recently talked to customer service rep it... Whether it be an HR or a month late is late you on...

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